Latest Posts
The Government Shutdown: Furloughed Employees
As the longest federal government shutdown in history continues, federal workers are struggling to make ends meet and keep their... View Article
Credit Card Debt Up 5%
Recently Nerdwallet posted it’s 2018 study of household debt. The study revealed the American households have 5% more credit card... View Article
The Debt Snowball
Snow is something we Californian’s don’t have a lot of experience with. However, we’ve all probably been in a snowball... View Article
Overbiffing
What is overbiffing and where does the term come from? Overbiffing is the practice of a creditor overstating the amount... View Article
The Envelope System
The envelope system is a budgeting system that helps people visualize, plan, and monitor their spending habits. Many financial planners... View Article
Timeline Of Foreclosure
Falling behind on mortgage payments can be a very stressful situation. We’ve heard from many potential clients that they are... View Article
The Debt Collector’s Rule Book
Debt collectors’ tactics are limited by the Fair Debt Collections Practices Act (FDCPA). However, these rules specifically apply to third-party... View Article
Chip Technology Successful In Reducing Fraudulent Credit Card Activity
We all have probably noticed by now the chip readers that have been installed at most retailers. Many people complained... View Article
Timeline Of Chapter 7 Bankruptcy
Schedule a Consultation During your initial intake, you will be asked some information about your household size, income, assets and... View Article
Secret Sister Social Media Scam
The Better Business Bureau and local law enforcement are warning those on social media to be vigilant of a popular... View Article