• Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.

Credit After Bankruptcy

Many potential clients call us and ask if bankruptcy will prevent them from getting lines of credit in the future. Many are concerned about being able to obtain future auto loans or realizing their dream of owning a home.

Credit Card Offers

You may be surprised to hear that shortly after bankruptcy, you will likely receive credit card offers. This is because creditors know that you will not be eligible to file bankruptcy again for a period of time. The risk of these offers, is using that credit and getting right back into debt where you started. One recommendation our office has, is to utilize a secured credit card to rebuild credit.

Credit Scores

Many of our clients ask us what will happen to their credit scores. Initially after the bankruptcy is filed, the score will take a significant hit. However, the score rebounds very quickly. If you run your credit after filing bankruptcy, you will notice all accounts begin to report a zero balance, including accounts such as vehicle loans that are still active. These accounts will not report to credit during or after the bankruptcy.

Rebuild Credit

Your score will begin to rebound very quickly. That first rebound will be directly due to your debt to income ratio. Overtime you can rebuild your credit, and many of our clients are able to purchase homes within a few years of filing bankruptcy.

For more information about obtaining your fresh start, contact your local Fairfield bankruptcy attorney.

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