Latest Posts
Is The Affordable Care Act Lowering Medical Debt?
In 2009, The American Journal of Medicine found that 62% of all bankruptcies were rooted in medical debt. Seven years... View Article
How Does Credit Counseling Work?
The Consumer Financial Protection Bureau (CFPB), defines credit counseling as meeting with counselors that are certified and trained in the... View Article
Why Restaurants Are Going Bankrupt
It’s a tumultuous time to be in the restaurant business. In the past 11 months alone, at least 13 major... View Article
Why Credit Karma Is Awesome
In San Francisco in 2007, a company was founded that would change the personal finance field forever. The company we... View Article
Sacramento County Receives Bond Downgrade
In big news for Sacramento County last week, the international, “Big three credit rating agency” Fitch Ratings downgraded the municipality’s... View Article
Should I File Bankruptcy?
Do you have several credit cards with large balances that you are only able to pay the minimum balance on... View Article
Can Bankruptcy Fix Tax Debt Problems?
Tax debt can be a nightmare if gone unchecked. Sometimes, people just can’t pay their federal or state taxes. For... View Article
Types Of Bankruptcies
Bankruptcy is a court procedure that allows debtors to get rid or discharge debt and repay creditors. While there are... View Article
Should I Take Advantage Of 0% Apr Financing On A New Car?
If you’re considering buying an automobile, you are most likely going to finance part of the purchase price as most... View Article
When Not To Use Your Credit Card
Credit cards are a big responsibility. When abused they can end up in a never ending debt cycle filled with... View Article