• Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.

Chapter 7 Bankruptcy Mistakes

Chapter 7 Bankruptcy MistakesFiling Chapter 7 bankruptcy is not a simple or an easy process. It involves gathering and analyzing a large amount of financial and legal documentation. If every “T” isn’t crossed and every “i” dotted, it could have long standing implications, as well as, a dismissal of your bankruptcy petition where it would have otherwise been accepted. Because it is such an intricate process, there are many mistakes that people make when filing for this type of bankruptcy. In this article we’ll take a closer look at Chapter 7 Bankruptcy mistakes in the hopes that it will help you avoid them.

Chapter 7 Bankruptcy Mistakes

Failing to Complete Forms

As already mentioned, the paperwork for filing bankruptcy needs to be filled out meticulously. If you don’t fill out the petition, schedules, statement of financial affairs, and other forms correctly or completely, it could mean a dismissal of your bankruptcy case or worse. Jail time and heavy fines await anyone who knowingly provides false information when filing for bankruptcy. A qualified bankruptcy attorney in California can ensure that your filing packet is complete and filled out properly.

Not Taking Advantage of Exemptions

Exemptions are state statutes and bankruptcy laws that allow you to keep your property. Each state is different in terms of property exemption and in some states you can use between the state exemptions and the federal exemptions. A California bankruptcy lawyer will be able to navigate you through the exemptions so that you can retain the property that you wish to keep.

Failure to file credit counseling certificates

Everyone who files Chapter 7 bankruptcy must go through a court approved credit counseling course within 180 days before filing bankruptcy. This is mandated by Congress and is to ensure that the bankruptcy process actually helps and you don’t find yourself needing bankruptcy again after your debts are discharged. If you fail to file this certificate or if you take a course that isn’t approved by the courts, it can mean a dismissal of your petition.

Not Getting an Attorney

Here’s the big one: you need an attorney. In fact, if you are working with a qualified bankruptcy attorney, then all these mistakes are easily avoided as you’ll have an expert working with you to ensure that your bankruptcy process is a success and you don’t miss an opportunity for a second chance with your financial future.

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