Latest Posts
Mortgages During Bankruptcy
Bankruptcy can be a difficult and stressful time for individuals and families who find themselves struggling with overwhelming debt. The... View Article
Child Tax Credit
The COVID-19 pandemic has brought unprecedented financial hardships for many families. In response, the government has provided various forms of... View Article
A Guide To Property Sales & Transfers
One who is considering bankruptcy is likely already struggling to make ends meet; however, many prospective filers are cautious about... View Article
What Is Credit Counseling?
Credit Counseling, also known as pre-bankruptcy counseling or bankruptcy education, is a required step for individuals who are considering filing... View Article
Changes To Auto Loan Agreements
Effective January 1st, 2023 the need for reaffirming an auto loan is eliminated by SB 1099. Previously, a lender could... View Article
New Bankruptcy Exemptions – Sb1099
On January 1st, 2023 we rang in the new year to a new set of exemptions and rule changes that... View Article
History Of Bankruptcy – Part 2 (bankruptcy In Modern America)
With Anne, there was now a codified method in America for debtors to assist their creditors with recovery, but debtors’... View Article
History Of Bankruptcy – Part 1 (origins & History Of Bankruptcy)
Debt is not a modern concept nor is the inability to repay one’s debt. Systems for debt forgiveness appear to... View Article
United States Bankruptcy Trustee Updates National Standards For Essential Expenses For Bankruptcy Filers
On April 1, 2022, the Department of Justice adjusted the thresholds for essential living expenses to reflect a national standard... View Article
Means Test Updated By United States Trustee – See If You Qualify For Chapter 7
One of the main elements used to determine if you qualify for chapter 7 or 13 is household income. Depending... View Article