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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Credit Report Errors After Bankruptcy

When filing for bankruptcy, there can be some errors made concerning your credit report. Some common errors to watch out for after bankruptcy are discussed below.

 

Incorrect Bankruptcy Information: The bankruptcy information on your credit report should be accurate, including the type of bankruptcy filed, the date filing, and the discharge date. If this information is incorrect, it can negatively impact your credit score.

 

Inaccurate Account Status: After bankruptcy, all of your accounts should show a zero balance and be listed as “included in bankruptcy” or “discharged in bankruptcy”. If any of your accounts show a balance or are listed as delinquent, it can hurt your credit score.

 

Duplicate Accounts: It’s not uncommon for creditors to report the same account multiple times on your credit report, which makes it appear as if you owe more than you actually do. After bankruptcy, it’s important to ensure that all accounts are reported accurately and without duplication.

 

Identity Errors: It’s essential to ensure that your personal information, such as your name, address, and social security number, is accurate on your credit report. If there are errors in your personal information, it can lead to identity theft and negatively impact your credit score.

 

If you discover any credit report errors after bankruptcy, it’s essential to take immediate action to correct them.

 

  1. Dispute the error: Contact the credit bureau reporting the error and dispute the inaccurate information. The credit bureau is required to investigate and correct errors within 30 days.
  2. Notify your Creditor: Contact the creditor reporting the error and notify them of the mistake. They will be required to correct the error and report the correct information to the credit bureaus.
  3. Follow Up: Follow up with the credit bureau and creditor to ensure that the error has been corrected.

 

Overall, credit report errors after bankruptcy can have a significant impact on your credit score. It’s important to monitor your credit score for inaccuracies and take immediate action to correct any errors. By doing so, you can improve your credit score and rebuild your financial future.

 

If any questions, feel free to contact your Stockton bankruptcy attorney at 209-952-0355

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