Call Now
(916) 780-7005
Click Here
Free Case Analysis
MENU
  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Creditors Collecting After Bankruptcy

Filing for bankruptcy can be a difficult decision to make, but it can also be a way to gain control of your finances and get a fresh start. However, even after filing for bankruptcy, it’s possible that creditors may continue to try to collect on debts that were discharged or included in the bankruptcy.

 

It’s important to understand the different types of bankruptcy and what debt can be discharged. Chapter 7 bankruptcy is the most common type of bankruptcy and is known as a liquidation bankruptcy (although with California’s generous exemptions it’s fairly rare to lose any assets). Chapter 13, on the other hand, is a reorganization bankruptcy that allows debtors to keep their assets and pay off a portion of their debts over time.

 

Once you’ve filed for bankruptcy, your creditors should stop all collection efforts. This is because the bankruptcy court will issue an automatic stay, which enjoins all collection activities. This means that creditors cannot call you, send you letters or emails, or take any legal action against you to collect on the debts that were included in your bankruptcy.

 

If a creditor continues to contact you after you’ve filed for bankruptcy, you should notify them that you have filed and provide them with the case number and the name of your bankruptcy attorney. They should stop contacting you and instead direct any communication to your attorney.

 

If a creditor continues to try to collect on debt that was discharged in bankruptcy, you can take legal action against them. You may be entitled to damages for any harm or stress caused by their illegal collection efforts. You should notify your bankruptcy attorney, who can take steps to ensure the automatic stay and protect your rights.

 

In conclusion, filing for bankruptcy can be a difficult but necessary step in gaining control of your finances. However, it’s important to be aware that creditors may continue to try to collect on debts after you’ve filed for bankruptcy.

 

If any questions, feel free to reach out to your Yuba City bankruptcy attorney at 530-797-4402.

Categorized in: