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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Can I File Bankruptcy Without My Spouse?

Many of our potential clients call us wanting to file bankruptcy on their debt without negatively impacting a spouse. There are many couples who choose to put the majority of debt into one spouse’s name, in order to salvage the credit score of the other. This is quite common. Or, you might find yourself in a new marriage and you don’t want to damage the credit of your new partner by filing bankruptcy.

It is possible to file bankruptcy separately without impacting the credit of your spouse. However, there are some pieces of information that can impact your successful filing.

  1. The bankruptcy court looks at your total household income. This includes the income of your non-filing spouse.
  2. If you and your spouse have any joint debts, these accounts may be important to discuss. Secured debts and unsecured debts can be handled in different ways. For questions about joint debts it is best to speak to a bankruptcy attorney.
  3. Community property can come into play. If any property was purchased during your marriage, these assets will need to be accounted for. If you are concerned about losing any property, it is best to speak to an experienced bankruptcy attorney to get their opinion on any potential risk of losing any assets.
  4. There are certain occasions when a non-filing spouse may have to sign a waiver. This waiver is simply stating that they are not filing a bankruptcy using the same set of exemptions while their spouse is doing so.

For more information, contact your Fairfield bankruptcy attorney at 707-385-0422.

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