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How Long Do I Need To Wait To File Bankruptcy After Using Credit Or Taking A Loan?
Many of those who talk to me about filing for bankruptcy have already been relying on their lines of credit... View Article
Spike In Shoplifting Shows Many Americans Are Reaching Their Fiscal Limits
In 1906, American journalist Alfred Henry Lewis stated, “There are only nine meals between mankind and anarchy.” Currently, more than... View Article
Buying A Home After Bankruptcy
I realize that some of my clients will want to purchase a home after filing bankruptcy. Many prospective clients are... View Article
Service Of Creditor Lawsuit Paperwork
Creditor lawsuits can be a catalyst for considering bankruptcy. Many of our clients fear potential wage garnishments, bank levies, and... View Article
Should I Tell My Creditors I’m Filing Bankruptcy?
Many prospective clients ask us if they should notify their creditors that they are intending to filing bankruptcy. Additionally, at... View Article
Did You Not Qualify For Chapter 7? Changes To The Means Test May Affect You
Have you looked at bankruptcy and been told you make too much to file under Chapter 7? As of November 1,... View Article
Does A Change In Homestead Exemption Mean More Chapter 7 Bankruptcies In California In 2021?
Forthcoming changes in California law will result in a tremendous increase in homeowners’ ability to protect their homes through Chapter... View Article
Mistakes You Should Avoid Before Filing Bankruptcy
How far should you go to try and pay your debts before considering filing bankruptcy? Do you potentially mortgage your future... View Article
Traditional Signs Pointing To Potential Surge In Bankruptcy Cases… But Does Covid Change Things?
Since 2008, trends in personal bankruptcy filings have strongly correlated with two indicators: Unemployment rate and missed mortgage payments. The... View Article
Can I Discharge An Overpayment Of Unemployment Benefits From The Edd?
Unemployment is often a factor leading to someone filing for bankruptcy. As a result, many filers are recent recipients of... View Article