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    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
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    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Chip Technology Successful In Reducing Fraudulent Credit Card Activity

We all have probably noticed by now the chip readers that have been installed at most retailers. Many people complained in the beginning that the transaction processing time has increased. Due to that longer transaction time, we all asked why the change?

We were told by credit cards and bank institutions that these new chip cards or EMV cards, will reduce counterfeit credit card fraud and protect consumers from identity theft.

Credit Card Fraud Down

Chip cards and readers started appearing in 2015, and since then, over two-thirds of retailers in the US have chip readers. Visa had reported that credit card fraud is now down 75% from what it was in 2015 before the chips were introduced.

Chip technology makes counterfeiting extremely difficult. With the old stripe system, all necessary information is stored on the stripe and is very simple to make identical copies. EMV chips, however, communicate directly with your bank institution as opposed to the card reader itself. Each transaction generates a unique code that cannot be re-used and that makes stolen information useless in future transactions.

Credit Card Debt

Given that Americans have racked up almost $1.04 trillion in revolving debt, most of which is credit card debt, credit card fraud will continue to be a tempting target for criminals. If your debt is contributing to the national revolving debt total, reach out to your local Stockton bankruptcy attorney.

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