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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Changes To Auto Loan Agreements

Effective January 1st, 2023 the need for reaffirming an auto loan is eliminated by SB 1099. Previously, a lender could have considered a debtor in default simply by their filing a bankruptcy, regardless of whether they were current on the payments. The passage of SB 1099 eliminates the auto lender’s ability to treat the act of filing a bankruptcy as a breach of the loan agreement.

Many lenders have been attempting to force the debtor into a reaffirmation agreement that waives the debtor’s right to the discharge when it comes to their auto loan in order to keep their vehicle. This is no longer the case. What this means for the debtor, is that they get to retain their vehicle as long as they keep up on the payments.

For more information, contact your Yuba City bankruptcy attorney at 530-797-4402.

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