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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Timeshares And Bankruptcy

Many of our clients with timeshares come to us either loving or hating their timeshare. Some families want to keep the timeshare and continue to use it. Other families, however, are burdened with a payment on a property they rarely get to use.

Surrender Your Timeshare

If you’re burdened by a timeshare that you can’t get out of, bankruptcy is an excellent option. You can surrender the timeshare in either a chapter 13 or a chapter 7 bankruptcy and wash your hands of it.

Luxury Item

However, keeping your timeshare can be a bit more complicated. The bankruptcy court sees the timeshare as a luxury item that is not a necessary expense. As far as the court is concerned, if you can afford a timeshare, you can afford to pay your debt. If you were to keep your timeshare, you would have to file a Chapter 13 bankruptcy. In Chapter 13 it would be necessary to prove that you can afford your regular monthly living expenses, your secured and unsecured debts, and the timeshare. If this can be proven and you are able to feasibly manage the calculated repayment plan, then it can be possible to keep the timeshare.

For more information contact your Folsom bankruptcy attorney at (916) 780-7005.

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