• Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.

How Often Can I File Bankruptcy?

Hopefully you’ll never be in the position where you have to file bankruptcy twice. But if you are, you need to make sure enough time has passed since your prior bankruptcy filing. The required waiting time depends on what type of bankruptcy you previously filed and what type of bankruptcy you would like to file at present.

  • If you’re looking to file a Chapter 13 and filed a prior Chapter 7, then you’ll have to wait four years from the time of your previous filing.
  • How about going from a Chapter 13 to a Chapter 7? In this case, you’ll generally have to wait six years from the time your Chapter 13 was filed before you can file a new Chapter 7.
  • Those who wish to file another Chapter 7 after having already filed a Chapter 7 must wait eight years from the date of the previous filing before filing a new Chapter 7.
  • Most people who have been discharged from a Chapter 13 are free to file another Chapter 13 immediately. This is because you’re able to file another Chapter 13 after only two years from your previous filing. Most Chapter 13s consist of a three or five-year payment plan, which satisfies the two-year waiting period.

If you live in the Fairfield area and have any questions about your specific situation, don’t hesitate to call our Fairfield bankruptcy office to schedule a free consultation.

Categorized in: