• Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.

Do I Need An Attorney To File Bankruptcy?

An excerpt from Bankruptcy: A New Beginning by Seth Hanson

I’m a firm believer in taking on new challenges and doing things yourself. For example, my wife and 4 kids moved to a house that was built in 1920. Almost everything in the house was original, including the kitchen. The kitchen was in desperate need of updating, especially the cabinets. I had a few contractors come out to the house and give me quotes to build new cabinets. Many of them could not make the cabinets the way we wanted and I felt their quoted cost was too high. I could not find anyone that would give me a price I felt I could afford.

So I determined to build the cabinets myself, even though I had never done anything like that before. I went on to YouTube and spent many hours watching videos about how to build cabinets. I then went to Craigslist and found some used equipment. After all was said and done, it took me probably 10 times longer than it would have taken a competent cabinet maker, as my awesome and patient wife is fond of reminding me. But I ended up learning a valuable new skill, not to mention getting cabinets exactly like we wanted at a fraction of the price we were originally quoted.

For someone who has a lot of time, and an equal amount of determination and perseverance, you can file your own Chapter 7 bankruptcy. People do it often. If you decide file your own Chapter 7, be sure to spend a lot of time researching the potential legal pitfalls, especially in asserting the proper exemptions to protect your assets. I have been in several meetings with bankruptcy trustees where a person filed bankruptcy without an attorney and made mistakes in their exemptions. In those cases the bankruptcy trustee is far more likely to take assets that could have been otherwise protected.

If you try to file a Chapter 13 bankruptcy without an attorney, you are heading for almost certain failure. According to a study conducted by the Bankruptcy Court for the Central District of California, less than 1% of people filing bankruptcy without an attorney were able
to obtain confirmation of their plan.

Chapter 13 bankruptcy is very complex. Even less experienced attorneys have difficulties at times. If you are filing Chapter 13 bankruptcy you would do well to not only hire a bankruptcy attorney, but a bankruptcy attorney that has extensive experience with Chapter 13 bankruptcy and is well-respected by the local Chapter 13 bankruptcy trustees and judges.

For more information contact your Fairfield bankruptcy attorney.

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