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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

How Do I File Bankruptcy If I Am Broke?

Filing for bankruptcy can be a daunting process, especially if you are already struggling financially. It may seem overwhelming to navigate the legal system and complete all the necessary paperwork, but it is possible to file for bankruptcy even if you are broke. What is usually most helpful in affording to hire a bankruptcy attorney is to stop making payments on the debt that will be discharged and to set up a payment plan with your attorney.

Before you file for bankruptcy, it is important to determine if it is the right choice for your situation. Bankruptcy should be considered a last resort, as it can have long-lasting effects on your credit score and financial future. It is important to explore all of your options before deciding to file for bankruptcy.

While it is possible to file for bankruptcy without an attorney, it is recommended that you find a bankruptcy attorney to guide you through the process. A bankruptcy attorney can help you navigate the legal system, ensure that all of the necessary paperwork is filed correctly, and represent you in court if necessary.

There are two main types of bankruptcy for individuals: Chapter 7 and Chapter 13. Chapter 7 bankruptcy involves liquidating your non-exempt assets (it is rare to lose assets under California’s generous exemption laws) to pay off your debts, while Chapter 13 bankruptcy involves creating a repayment plan to pay off a portion of your debts over time. Your bankruptcy attorney can help you determine which type of bankruptcy is right for your situation.

Once you have determined which type of bankruptcy to file, you will need to complete the necessary paperwork. This paperwork will include a bankruptcy petition, a list of your assets and debts, and other financial information. It is important to ensure that all of the paperwork is completed accurately and submitted on time.

After you have submitted your paperwork, you will need to attend a bankruptcy hearing. This hearing is typically held a few weeks after your paperwork is submitted. During the hearing, a bankruptcy trustee will review your case and ask you questions about your financial situation.

If your bankruptcy is approved, you will need to follow the bankruptcy plan. This may involve liquidating assets, making payments on your debts, or following a repayment plan. It is important to follow the plan closely to ensure that you are able to successfully complete the bankruptcy process.

Filing for bankruptcy can be a difficult and stressful process, especially if you are already struggling financially. However, with the help of a bankruptcy attorney and a clear understanding of the bankruptcy laws and procedures in your state, it is possible to file for bankruptcy even if you are broke. Remember to explore all of your options before deciding to file for bankruptcy, and to follow the bankruptcy plan closely to ensure that you are able to successfully complete the process.

If questions, reach out to your Yuba City bankruptcy attorney at 530-797-4402

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