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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

When Can I File Bankruptcy Again?

There are times when a client comes to us that needs to file bankruptcy, after having filed a previous case. Some find themselves wondering if a prior filing will prevent them from filing again. If you have filed a previous case, there can be a wait before you are permitted to file a new case. Here is how that wait breaks down:

If You Filed a Chapter 7:

You can file a Chapter 13 four years after your previous Chapter 7
You can file another Chapter 7 eight years after your previous Chapter 7

If you Filed a Chapter 13:

You can file another Chapter 13 two years after your previous Chapter 13
You can file a Chapter 7 six years after your previous Chapter 13

If you attempt to file a bankruptcy without this length of time passing, you will not be eligible to receive a discharge. If your earlier case was dismissed and you did not receive a discharge, it doesn’t count. The clock starts from the date the previous case was filed with the court. You can find this information on a copy of your filed petition or you can ask your bankruptcy attorney to do a search for your previous case if you no longer have the documents available.

For more information contact your Folsom Bankruptcy Attorney at (916) 780-7005.

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