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341 Meeting Of Creditors

341 meeting of creditorsRegardless of whether you file for a chapter 7 bankruptcy or a chapter 13, you will be required to attend the 341 hearing or a meeting of the creditors that is convened inside a courtroom but is not technically a court hearing. The 341 meeting of creditors is typically chaired by the bankruptcy trustee of the debtor and can also be held in a separate meeting room for the sake of convenience.

341 meeting of creditors

Basically, a 341 meeting of creditors is held to allow all the creditors involved to assemble at the same location and help the bankruptcy trustee verify that the debtor is in a genuine need of filing for a bankruptcy. The trustee will be responsible for reviewing your petition and overseeing that all the ‘521 documents’ are in order. During the meeting, the debtor will be asked a series of questions under oath to confirm that the details in the petition are accurate. Also, the debtor will be obligated to inform the trustee about any relevant changes that might have occurred in his/her life after the filing of the bankruptcy petition.

Typically, if your case if pretty straightforward, you will not be required to spend more than 10 minutes in the meeting room.  The creditors will attend the meeting and have the right to ask you relevant questions regarding the filing of your bankruptcy. In addition to this, if you have an ex-spouse who is still waiting for past support payments, they can also appear at the meeting and inquire about your petition.

Once you have filed for the bankruptcy, you will receive a court notice that will contain details of your bankruptcy case number, your bankruptcy trustee, and also the time, date, and location of the 341 meeting of creditors. The information will help you go ahead with the proceedings of the Sacramento bankruptcy.

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