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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Filing A Complaint Against A Debt Collector

Filing A Complaint Against A Debt CollectorDebt collectors are expected to follow certain rules. Rarely do they follow them. The majority of debt collectors will harass or threaten you in attempt to get your money. You don’t have to put up with their nasty ways. The first thing you need to do is learn more about filing a complaint against a debt collector.

Filing A Complaint Against A Debt Collector

First, you need to document exactly which rule(s) they violated. Gather your evidence such as threatening letters or phone logs, if possible. A detailed phone call log from your phone company can prove that they called you repeatedly or outside of the 8am to 9pm time frame. For other abuses like profane language or threats of violence you could record the phone call. Even if you can’t document your case to this extent you still need to take action.

Write a detailed letter of your experience and explain the violations. Include the name of the company and person you spoke with when possible. Send the letters to three agencies:

Your state Attorney General’s office

The Federal Trade Commission

The Consumer Finance Protection Bureau

You have the right to sue a collector in court within 12 months of the violation. If you win your case, the creditor may be ordered to pay you money for any lost wages or bills.

It  is important to know that if you are being sued or harassed by a creditor you need to take action. Don’t just file a complaint, but investigate your debt. Just because a collector violates the rules doesn’t mean you don’t owe the debt. Verify the debt with your original creditor and resolve it.  A Modesto bankruptcy lawyer can help stop collections and resolve your debts once and for all.

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