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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Debt Relief Options

debt relief optionsIf you are constantly struggling to keep up with the growing pile of your monthly bills, it is the right time to figure out and implement a stringent measure to handle your debt liabilities more efficiently. There are several debt relief options for an average debtor to get on top of his/her finances and pay off his/her debt real quick. Have a look.

Debt relief options

Paying off your balances. This option calls for creating a disciplined plan for paying off your monthly debt installments on time.  Set up reminders for the due dates.  Try to pay off at least the minimum balances required. Adhering to your repayment schedule will ensure you do not accumulate debt. Aslo, it won’t suffer an impact to your credit rating.

Debt Settlement. Under this option, you can take the help of a debt relief or debt settlement agency. They will renegotiate the terms of the repayment plan with your creditors. The agency can request a reduction in the outstanding amount.

Debt Consolidation. You can consolidate your multiple debts by taking out a single debt consolidation loan. You are only required to make a single payment towards your multiple debts. It will be easier to keep track of your due dates and ensure that you never default. Also, in some cases the lender might agree on a more attractive rate of interest. This will result in a significant reduction of your debt liabilities in the long run.

Debt management. Is also known as credit counseling. Debt management involves a company will be handling and managing your payments on your behalf. You will be required to fund their account every month. The company will withdraw the funds and distribute to your several creditors.

Bankruptcy. Often touted as the last resort to managing a crippling debt. Therefore, bankruptcy should be considered only when there is absolutely no other option working for you. The process involves a bankruptcy court. You will be required to prove to the judge that you are absolutely unable to pay your debts. Contact a Sacramento bankruptcy lawyerfor more information.

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