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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Debt Expected To Be Life-long Problem

68% of U.S. Adults Expect to Die in Debt

As consumer debt in America hits record levels and continues to climb, many citizens are losing hope they’ll be able to pay off their debt. A recent poll published by creditcards.com has unearthed an alarming belief by 2 out every 3 individuals polled: they have no idea when or if they’ll be debt free. This percentage equates to roughly 31 million Americans that believe they will never be able to get completed debt relief.

Key Facts about Debtors

Of these aforementioned debtors that were polled, the individuals who had taken out payday loans and who have medical debts were the most discouraged about being able to pay back the debt. It’s no surprise then that the Consumer Financial Protection Bureau has taken attempts to reign in payday lenders as they often push borrowers into a vicious cycle of debt.

As expected, the older the debtor, this less optimistic they were about the prospect of getting out of debt. The overall study showed an interesting trend that the average debtor believed they could pay off all their debts in nine years. On that note, most debt aside from alimony, child support, tax debt, and student loans can be eliminated within five years using Chapter 13 bankruptcy.

Bankruptcy Can Eliminate Debt

If you count yourself among the many individuals who feel they just can’t get out of debt, bankruptcy may be right for you. Bankruptcy falls under two main categories: Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. Both Chapters allow you keep exempt or protected property and a discharge of debt at the end of the process. You don’t have to continue to live with debt (or die with it for that matter) and can take action today to resolve your financial issues and get the debt relief you deserve. Contact your my Modesto bankruptcy office today to find out the best debt relief vehicle for your situation.

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