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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Covid Unemployed And Skyrocketing Medical Debt

We have all heard about how unemployment rates have ballooned since shelter in place orders in March of 2020. 13.3% of Californians found themselves unemployed in July alone. With a loss of work, comes a loss of employer-paid health coverage. Most unemployed are struggling to make ends meet let alone afford out of pocket health coverage or a COBRA benefit extension. Worse yet, many individuals not covered by health insurance due to their recent loss in employment are racking up thousands of dollars in medical bills. Since the start of the pandemic in March, there has been a 7% increase in medical debt reported to consumer credit reports.

In Collections

Credit Karma performed an analysis of its 20 million members and found that $45 billion of medical debt is currently in collections. This averages out to about $2,200.00 per person. However, given that a vast majority of medical debt is often not reported to collections, $45 billion could be just the tip of a massive iceberg. Experts are predicting this number to drastically rise since medical debt needs to remain unpaid for 180 days (6 months) before it is reported to consumer’s credit reports.

It has been reported in USA Today that two-thirds of those who file for bankruptcy cite medical issues as a factor that encouraged them to file. This has been confirmed by the American Journal of Public Health who surveyed those who filed for bankruptcy between 2013 and 2016.

For more information contact your Stockton bankruptcy attorney at 209-952-0355.

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