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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Why Credit Karma Is Awesome

Why Credit Karma is AwesomeIn San Francisco in 2007, a company was founded that would change the personal finance field forever. The company we are referring to is Credit Karma, a company that offers a free credit and financial management platform for US customers on the web and major mobile platforms. While the company was originally started to allow individuals to receive their free credit score instantly and review their real credit report online, it has evolved into so much more. On an important note, we received no advertising or payment from Credit Karma; we just believe it is an important tool for those that are working to improve their credit.

Why Credit Karma is Awesome

About Credit Karma

Credit Karma is not just a supplier of easy-to-read credit reports and insights into your credit score, but also offers tools and tips to you help understand and improve your credit scores, as well as, provide a free credit monitoring service that can help you spot potential identity theft.

It’s Awesome

Credit Karma is 100% free for consumers. To set up an account you enter your information into their 128 bit encrypted site and you get free weekly updated credit scores and credit reports from the national credit bureaus TransUnion and Equifax, as well as, daily credit monitoring from TransUnion. Additionally, you get cool credit tools to help improve your score and clean up your report. These tools include the Credit Score Simulator which can simulate how much your credit will improve if you pay off a loan early or get caught up on payments. Credit Karma even allows you to track your credit card spending and loan transactions and balances. All this is yours without having to take a hard or soft inquiry to your credit or enter your credit card information.

Credit Kompetition

There are at least 3 well known competitors to Credit Karma, although nothing is preventing you from signing up for all 4 (all are free and require NO credit card to sign up), to get a broader picture of your credit health. The competitors are Quizzle, Credit Sesame, and the newer Discover Credit Scorecard. The main difference between Credit Karma and Credit Sesame is the updating frequency: Credit Sesame is updated monthly compared to weekly with Credit Karma. Discover Credit Scorecard differs from Credit Karma in the type of score you get: Credit Scorecard boasts a true FICO score while the report you get from Karma is known as your VantageScore – a scoring process that was jointly developed by all three credit monitoring agencies. Quizzle also gives you your Vantage Score but is only updated every six months.

Anyone trying to improve their credit score needs tools like these in order to be able to monitor where you’re at today, plan where you’re going, and be able to see improvements over time. Your credit score is based on a number of factors such as payment history and your total balances compared to your debt. If you’re debt is currently so bad that you can’t get caught up, then you should call on your local bankruptcy attorney to review your situation and find out the best course to help you get back on track and improve your credit.

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