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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

How Many Years Before I Can File Chapter 7 Again?

chapter 7, attorney, attorneys, lawyer, lawyers, California, CA, Bankruptcy, Stockton, citrus heights, roseville, sacramentoRecord numbers of people in the Sacramento area filed for bankruptcy in 2005, right before the “BAPCPA” amendments to the bankruptcy statutes took effect.  Just a few years later bankruptcy filings were up again, this time as a result of the devastating effects of the recessionary turmoil of the last several years. 

The Sacramento area was one of the hardest hit by the Great Recession that followed the financial crisis in 2007 and 2008.  Homeowners saw 50% or more reductions in their home values.  The construction industry, mortgage industry, manufacturing industry and others saw massive layoffs not seen in decades.  Many of the people who filed bankruptcy in the last several years still find themselves in financial hardship and are seeking advice from bankruptcy attorneys in Sacramento regarding how long they must wait before filing bankruptcy in Sacramento again.  As set forth in 11 U.S.C. § 727, a debtor may not receive a discharge in a current Chapter 7 proceeding if she received a discharge in a prior Chapter 7 proceeding in the last 8 years.  So a person needs to wait at least 8 years before filing another Chapter 7 bankruptcy in Sacramento.

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