• Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.

Can’t Afford Your Chapter 13 Payments?

A Chapter 13 bankruptcy is a court approved payment plan whereby you pay back a portion (or all) of your debt. People who make above median income for their household size are generally ineligible for Chapter 7 bankruptcy, making Chapter 13 their only option. Chapter 13 can also be the best option if you have a lot of equity in your home, as a Chapter 13 doesn’t entail liquidation of any assets. After you file a Chapter 13 bankruptcy, it is important to stay current on your bankruptcy payments. Failure to stay current on your payment plan can result in dismissal.

But what if you can’t afford your plan payments? First off, the court crunched the numbers on your income, expenses, and debt level to be sure you can afford your payment plan, so don’t think you can’t make your payments just because it’s hard to do so. With that being said, sometimes life events can throw a monkey wrench in your plan, preventing you from making your payments. You can modify your payment plan with the court if you have a substantial drop in income or an unavoidable increase in expenses. If you your income has dropped enough, the other option is to convert to a Chapter 7 bankruptcy.

Feel free to give us a call if you are interested in looking into bankruptcy. We’re one of the top bankruptcy firms in the Auburn area, and would be happy to assist you with your Auburn bankruptcy.

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