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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

What Is Credit Counseling?

Credit Counseling, also known as pre-bankruptcy counseling or bankruptcy education, is a required step for individuals who are considering filing for bankruptcy. Before filing a case, a prospective bankruptcy filer must complete a course that provides information about the bankruptcy process, alternatives to bankruptcy, and how to manage finances and avoid debt in the future.

After a case number is generated, the second course, Debtor Education, must be completed prior to a deadline set by the court. This course focuses on managing one’s finances post-discharge to avoid falling into debt traps that can land you in trouble once more.

Both credit counseling and debtor education are designed to help individuals better understand and manage their finances, and to explore options for resolving their debt. They can be useful tools for individuals who are struggling with debt and considering bankruptcy as a way to get a fresh start.

One of the main reasons why credit counseling is necessary for bankruptcy is that it can help individuals understand the consequences of filing for bankruptcy and the impact it may have on their credit score and financial future. Credit counseling can also help individuals understand the different types of bankruptcy and which one may be the best option for their situation.

Overall, credit counseling is an important step in the bankruptcy process because it can provide individuals with the information and guidance they need to make informed decisions about their finances and how to resolve their debt.

If you are considering bankruptcy and need a recommendation for an approved course provider, please feel free to contact your Yuba City bankruptcy attorney at 530-797- 4402.

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