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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Quick Tips On Filing Bankruptcy

Quick Tips On Filing BankruptcyIf you are considering filing for bankruptcy there are a few important aspects to evaluate before you file. Don’t rush the process. Take due time to review your options, organize your paperwork and understand how the process works. The first place to start is by following these quick tips on filing bankruptcy.

Quick Tips On Filing Bankruptcy

Have you spoken to an attorney?

Bankruptcy is only one form of debt relief and it is important to evaluate all of your options before choosing one. A bankruptcy lawyer in Sacramento can discuss all of your options and outline the risks and benefits of each against your financial situation. Seeking legal counsel is essential to making an educated decision for your future.

Have you kept your financial profile steady in the last 6 months?

Your outcome in bankruptcy can be influenced by your actions in the months leading up to the filing. If you have taken on excessive debt, transferred or sold assets your case could be negatively impacted. The court isn’t likely to allow for excessive purchases to be eliminated if they were acquired in the last few months. Moving, gifting, transferring ownership or selling of assets greatly complicates a bankruptcy case and could even be viewed as suspicious by the court.

Have you filed for bankruptcy in the past?

If you have received a debt discharge in the past you may not be eligible to file another bankruptcy right now. The waiting period for filing a Chapter 7 bankruptcy is 8 years after a prior Chapter 7 discharge, and 6 years after a prior Chapter 13 discharge. The waiting period for filing a Chapter 13 bankruptcy is 4 years after a prior Chapter 7 discharge, and 2 years after a prior Chapter 13 discharge.

Have you gathered your documents?

Filing for bankruptcy can be a tedious process in the beginning. You will need to make sure you have either met the means test requirement for filing a Chapter 7 or file for Chapter 13 instead. Determining your eligibility will require an attorney to evaluate your income and family size, meaning they will need your paycheck stubs or income information. Completing the petition is also a document-heavy task. So be sure to organize all your income paperwork, tax information for the past two years, bank statements, statements from any fund or benefit accounts.

 

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