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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Is Filing Bankruptcy Ethical?

Is bankruptcy ethical?Filing bankruptcy is a tough decision. Not only does filing entail admitting one’s financial situation, but it also often means wrestling with one’s conscience. Many people I encounter (myself included) were raised to pay back what you owe. So how does one go about squaring bankruptcy with one’s conscience?

Is Filing Bankruptcy Ethical?

I’ll be candid. I don’t think that everyone who can file bankruptcy should file bankruptcy. It’s wrong to borrow money with the intention of never paying it back and using bankruptcy as a premeditated financial “escape hatch.” But a lot of people who are looking into filing bankruptcy fully intended to pay their debt. What about these people? I believe that someone who is filing because of some unforeseeable circumstance (such as losing a job) is totally justified in filing.

It gets a little trickier if you’re filing due to financially irresponsible behavior. I advise my clients to take a look at their situation and honestly ask themselves if they could pay off their debt or make substantial progress towards paying it down in three to five years. If they can, then I advise them to do so. If paying it down is unrealistic, then I advise them to seriously consider filing bankruptcy. You can waste years of your life and tens of thousands of dollars unsuccessfully attacking unmanageable debt. In these cases, it would be better for you and for others to file bankruptcy. The financial and emotional stress of unmanageable debt can wreck your quality of life and prevent you from investing yourself personally and financially in others. Though I also have to emphasize the importance of learning from your financial mistakes so that you never have to file bankruptcy again.

As one of the more experienced bankruptcy lawyers in Stockton, we have helped many families facing this tough decision. We will discuss all of your debt relief options with you to give you peace of mind you are making an educated decision for your future. Call our office today for a free consultation.

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