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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Should I File Bankruptcy Before My Divorce?

Bankruptcy and divorce both deal primarily with your financial assets, so filing for divorce and bankruptcy at the same time may slow down the process for both filings. For example, your assets will become part of the bankruptcy estate upon filing bankruptcy, which may prevent a family court judge from distributing your assets. This means that your divorce may have to be put on hold until your bankruptcy is complete. Whether you should file bankruptcy or divorce depends on your specific situation.

Bankruptcy Before Divorce

It can be beneficial for both spouses to file bankruptcy before divorce if you have joint debt. Discharging joint debt before divorce can prevent having to determine how much of the marital debt each spouse will take. Joint debt can be tricky after a divorce. If your former spouse is court ordered to pay a debt, but fails to do so or files bankruptcy, that creditor can come after you regarding the joint debt. Your former spouse and co-debtor has to pay you back in these situations, but it can be expensive and time consuming to make this happen. So, it might save you a lot of stress if you complete your bankruptcy before filing for divorce. It is also usually cheaper to file a joint bankruptcy before a divorce because filing one joint bankruptcy is less expensive than filing two bankruptcies after the divorce.

Bankruptcy After Divorce

Filing bankruptcy after a divorce might be preferable in some cases. Some married couples have too much income to file a Chapter 7. Filing separately after a divorce may drop your income enough to make you eligible. If there are a lot of assets that will be divided in the divorce it may also make sense to allow the family law court to divide those assets before bankruptcy.

There are many things to take into consideration when you’re looking into bankruptcy. I’d be happy to help anyone in the Modesto or Stockton areas who need bankruptcy advise. Give our Stockton bankruptcy office a call to schedule a free consultation.

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