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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

Do I Have To Go To Court?

In every bankruptcy case the “debtor” or person filing bankruptcy, will have to appear at what is called a “Meeting of Creditors” or “341 Meeting”. Many of our clients are nervous about this meeting at first but are surprised to find that it is a simple process that is much less daunting than originally thought.

When is the meeting?

The meeting is typically held about 3-4 weeks after the case is filed. The trustee and the court set the date and time of the meeting. You will not get to schedule the meeting.

Who will be there?

At the meeting you are required to “appear”. This doesn’t necessarily mean going to the courthouse. Due to COVID, many meetings are held over the phone and via Zoom. Meetings could end up returning to a courthouse setting in the future. In addition to yourself, your bankruptcy attorney will be present as well as the court appointed bankruptcy trustee.

Creditors and the 341 Meeting

At the 341 Meeting, the debtor(s), your bankruptcy attorney, and the bankruptcy trustee attend. Despite the name of the meeting, creditors rarely attend. Creditors often have very little to gain from attending the meeting due to the speed and straightforward nature of the meeting.

What Happens at the Meeting?

The purpose of a 341 meeting is to obtain sworn testimony from the debtor to verify the validity of the information provided in the debtor’s bankruptcy petition as well as determine if any major changes have occurred since the petition was filed. Some questions that the bankruptcy trustee may ask are:

• Have you listed all your assets?
• Why are you filing for bankruptcy?
• How did you determine the value of your property listed on your paperwork?
• Have you repaid any of your creditors within the 3 months prior to your bankruptcy?
• Has your income or your occupation changed since the petition was filed?

What Happens After the Meeting?

Your Bankruptcy Attorney will reach out to you after the meeting if there are any follow up items that need to be tended to. If there are no follow up items, you can anticipate to receive your Final Decree and Discharge closing the case about 60-75 days after the meeting is held in most cases where there are no assets that are being liquidated.
For a free bankruptcy consultation, contact your Yuba City bankruptcy attorney at (530) 780-7005.

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