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  • Spectacular!

    I liked your fast, friendly service. You were all knowledgeable in the area of bankruptcy. Your treatment of me as a client was spectacular! You were great at promptly responding to my questions and concerns. I loved that you provided courteous and quick responses to all my questions.
    --Donna
  • Highly Recommended!

    I have worked with Seth and he is the utmost professional in how he works with his clients. If you need an attorney you can trust I would highly recommend the Law Office of Seth Hanson.
    --David
  • Very Professional.

    Everyone was very professional and efficient. Seth, and everyone that I had contact with were very knowledgeable. I was very pleased with how we were treated by his staff. My questions were always answered promptly. I was very pleased with the service I received and would not hesitate to refer someone to your firm.
    --Anonymous
  • Non-judgmental.

    You were very open and answered all of my questions. You never made me feel like I was asking a dumb question. I was comfortable with your knowledge of the law. It was hard for me to make this decision to move forward in my life. Everyone was friendly to me and respectful. Non-judgmental. Every question I asked was answered promptly and appropriately. I would recommend you.
    --Anonymous
  • More Than Expected!

    I found the firm's representation to be more than what I expected. I was always kept in the loop, all my questions were answered (whether or not I asked more than once the same question), and I felt completely supported by the firm staff when going through this (at times) scary ordeal. Thank you again.
    --Joanna
  • Very Impressed!

    I liked that you had very friendly, caring staff. You were all very knowledgeable. Your treatment towards me was excellent and you quickly responded to all my concerns. If a friend asked of your overall impression, I would say that we were very impressed and we would recommend you to them.
    --Danielle

3 Ways To Better Your Finances

better your finances in Fresno California

In today’s fast-paced world, financial stability is essential for a happy life. However, managing finances can be challenging, especially if you are struggling with debt or trying to save for the future. Here are three ways to better your finances and achieve financial stability.

Create a budget and stick to it:

The first step towards financial stability is to create a budget. This means making a list of your income and expenses and determining how much money you have left over after paying your bills. Once you have a clear understanding of your finances, you can start making smart decisions about your spending habits.

Start by cutting out unnecessary expenses, such as eating out or buying expensive clothing. Instead, focus on essentials like housing, food, and transportation. Set aside a portion of your income for savings and investments, and make sure you have a cushion for emergencies. Finally, be consistent and disciplined about sticking to your budget, and make adjustments as needed.

Consolidate and pay off debt:

If you have multiple debts, such as credit card debt, student loans, or medical bills, it can be challenging to keep track of payments and interest rates. Consolidating your debts can simplify your finances and help you save money on interest.

Consider consolidating your debts into a single loan or credit card with a lower interest rate. This can help you pay off your debts faster and save money in the long run. If you have high-interest credit card debt, consider transferring your balance to a 0% APR credit card to avoid interest charges.

Once you have consolidated your debts, make a plan to pay them off as quickly as possible. Focus on paying off high-interest debt first, and make extra payments whenever possible.

Invest in your future:

One of the best ways to achieve financial stability is to invest in your future. This means saving for retirement, building an emergency fund, and investing in assets that appreciate in value.

Start by contributing to a retirement account, such as a 401(k) or IRA. These accounts offer tax benefits and compound interest, which can help your savings grow over time. Aim to save at least 10% of your income for retirement.

Building an emergency fund is also crucial for financial stability. Set aside three to six months of living expenses in a savings account, so you are prepared for unexpected expenses or job loss.

Finally, consider investing in assets that appreciate in value, such as real estate or stocks. These investments can help you build wealth over time and provide a source of passive income.

In conclusion, achieving financial stability requires discipline, consistency, and smart decision-making. By creating a budget, consolidating and paying off debt, and investing in your future, you can better your finances and achieve your long-term financial goals.

For more information, reach out to your Fresno bankruptcy attorney at 559-218-5324.

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