Taking that first step towards picking up the phone and calling a bankruptcy attorney can be intimidating. Many of our potential clients tell us right away in the call that they are nervous and unsure if they want to file or even have a consultation with the attorney.
Before you call for a consultation, there is very little that you need to gather. Some good information to have on hand when you call include:
- Your gross annual income & your spouse’s income if applicable
- A ballpark figure on how much you still owe on your home and vehicles
- An estimate of your unsecured debt totals: there are many free credit monitoring sites that can help you find this information if you are unsure
You can expect the attorney’s office to ask a few other questions including marital status, number of dependents living at home with you, and what led you to look into bankruptcy as an option. The answers to these questions will help the attorney give you more information about what to expect and what chapter you are eligible to file.
For more information about the process and the items needed to file bankruptcy, contact your Stockton bankruptcy attorney at 209-952-0355.